January 2026 Insights

Written By Jennifer Golya

Aspirations Wealth constantly monitors the investment markets and aims to keep our valued clients regularly informed and updated. We aim to help investors cut through all the media noise and hype and understand what is really driving investment markets and portfolio returns.

In this edition we cover: 

  • Artificial intelligence (AI) is increasingly part of everyday life, improving how we work, travel, shop and manage money.

Below we provide a summary of how AI is being used globally today:

Everyday services are getting smarter

AI already sits behind many tools we use daily.

  • Google Maps and Waze use AI to predict traffic and suggest faster routes

  • Netflix and Spotify recommend shows or music based on your preferences

  • Email apps use AI for spam filtering and smart replies

Healthcare is improving accuracy and speed

AI helps doctors analyse information more quickly and spot issues earlier.

  • AI can help detect early signs of cancer in medical scans

  • Wearable devices like smartwatches use AI to monitor heart rhythms and alert users to irregularities

  • Hospitals use AI to predict patient care needs and reduce wait times

Safer and more efficient transport

Transport systems are increasingly using AI to improve safety and efficiency.

  • Cars now have AI-powered lane-keeping assistance and emergency braking

  • Airlines use AI to optimise flight paths for fuel savings

  • Logistics companies use AI to plan delivery routes and reduce delays

Stronger cybersecurity

AI is becoming a key tool in detecting and preventing cyber threats.

  • Banks monitor transactions in real time to block suspicious activity

  • Companies use AI to identify unusual login behaviour and stop unauthorised access

  • Cybersecurity systems use AI to learn from new threats and adapt quickly

Environmental and energy benefits

AI helps manage resources more efficiently and support sustainability.

  • Energy companies use AI to balance electricity supply and demand, reducing blackouts

  • Farmers use AI-powered sensors to optimise water use and crop health

  • Weather agencies use AI to improve cyclone, bushfire and flood forecasting

Improved education and productivity tools

AI supports learning and helps people work more efficiently.

  • Students use AI tools for tutoring, research and language learning

  • Workers use AI to summarise documents, draft emails or analyse data

  • Organisations use AI to automate repetitive tasks and increase productivity

Enhancing Fund Manager Investment Analysis

Fund managers are now incorporating AI into their Investment Analysis to help:

  • Identify Investment opportunities

  • Analyse market sentiment towards particular companies

  • Analyse company announcements and Financial Statements

AI continues to advance at a breathtaking pace. Interesting times ahead!

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Any advice contained in this insight/update is general advice only and does not take into consideration the reader’s personal circumstances. To avoid making a decision not appropriate to you, the content should not be relied upon or act as a substitute for receiving financial advice suitable to your circumstances. When considering a financial product please consider the Product Disclosure Statement. Aspirations Wealth Group is a Corporate Authorised Representative of Aspirations Private Wealth Pty Limited. ABN 57 622 182 076 – AFSL 503889.

Jennifer Golya
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December 2025 Insights