September 2025 Insights
Aspirations Wealth constantly monitors the investment markets and aims to keep our valued clients regularly informed and updated. We aim to help investors cut through all the media noise and hype and understand what is really driving investment markets and portfolio returns.
In this edition we cover:
Referrals
Super Death Tax
Adviser Ratings
Referrals
One of the greatest compliments we can receive is when a client refers and recommends us to a friend, colleague, or family member who may also benefit from quality financial advice. Many people we meet tell us they wish they had spoken to an adviser sooner. If you know someone who’s:
Starting to think seriously about retirement
Looking to make the most of their superannuation
Managing a new investment or inheritance
Wanting clarity and confidence with their financial decisions
…then we’d be delighted to have a conversation with them.
How to refer someone to Aspirations Wealth:
Personal introduction – Simply connect us via email or text message, and we’ll reach out.
Share our details – You can pass on our phone number or website and let them know, we’re happy to help.
Invite them to meet us – We offer an initial, obligation-free conversation so they can see if we’re the right fit.
Rest assured, every referral is treated with the same care and confidentiality as your own financial affairs.
Death Tax
When a person dies, their super is paid to their nominated beneficiary. Super (and pension) payments to a spouse or dependant under age 18 are tax free, however, any payments to a non-dependant, including a child over 18, could be taxed at 17% - i.e. death tax.
This tax is payable on the taxable component in the super fund. However, there are strategic ways to reduce and minimise this death tax, and your Aspirations Wealth adviser can help manage and discuss this with you.
Adviser Ratings
Aspirations Wealth Advisers are on Adviser Ratings. It is an easy to use and transparent online platform which empowers clients to provide feedback. If you have a few minutes to spare, we would greatly appreciate it if you could share your thoughts and experiences with us by leaving a rating and review online.
Your feedback not only helps us improve but also assists other potential clients in making informed decisions. Secure links below to each Aspirations Wealth adviser:
Financial Adviser - Jennifer Golya
Financial Adviser - Mark Harding
Any advice contained in this insight/update is general advice only and does not take into consideration the reader’s personal circumstances. To avoid making a decision not appropriate to you, the content should not be relied upon or act as a substitute for receiving financial advice suitable to your circumstances. When considering a financial product please consider the Product Disclosure Statement. Aspirations Wealth Group is a Corporate Authorised Representative of Aspirations Private Wealth Pty Limited. ABN 57 622 182 076 – AFSL 503889.